Pay your vendors and contractors. Get paid by anyone.

Cleo is the AI-native finance platform built for businesses that want more.

See pricing →

Interactive demoWatch Cleo pay a real bill, then click in and try it yourself.

Cleo is the modern finance platform built for the way your business operates.

Event producers, venues, studios and advisory firms pay the people
they depend on with Cleo. Hear it from them.

Project 91 Presents Tiesto

Pays 352 vendors and crew · New York, NY

Read story

UNVEILED

Pays 223 DJs, staff and vendors · Brooklyn, NY

Watch story

Wild Thing

Pays 40 instructors and staff · Miami, FL

Watch story

Music For a While

Listening Bar · Manhattan, NY

ZeyZey

Pays 217 artists and crew · Miami, FL

Read story

Gerber Group

Pays 207 DJs, crew and vendors · New York, NY

Read story

Yesterday's

Bar · West Village, New York

Watch story

Creatures Rooftop

Rooftop Bar · Miami, FL

Watch story

See a Demo →See all customer stories

Live

See Cleo in action.

+ hrs

Saved per team, every week

Invoices processed

Total payment volume

From invoice received
to vendor paid

One platform runs the whole cycle: scanning, approvals, payments, and books. Teams save 20+ hours a week on average.

01 / AI Invoice Scanning

Snap an invoice. Cleo
reads, codes, and routes it.

Forward an email or upload a photo. AI extracts the vendor, amount, and line items, then maps every expense to your QuickBooks chart of accounts. No typing, no copy-paste.

“I stopped typing invoices into QuickBooks entirely.
Cleo reads them better than I did.”

Project 91

Event Production · New York, NY

02 / Vendor Onboarding

Onboard a vendor with one link.

Send a link. Vendors complete their W-9 and add their bank by signing in to it or by entering their routing and account numbers, then they are ready to receive ACH payments.

“W-9 collection used to be a nightmare. Now vendors
onboard themselves before they even walk in.”

ZeyZey

Venues · Miami, FL

03 / Approval Workflows

Right people, right amounts.

Set custom approval chains for invoices and payments based on amount, GL code, or vendor. Approvers get notified, one-click approve from email or mobile.

“Approvals route themselves. The right person sees
the right invoice without me chasing anyone.”

RVLTN Presents

Event Production · Las Vegas, NV

04 / Vendor Payments

Pay vendors by ACH, same day on Growth and up.

Pay any vendor by ACH directly from the Cleo dashboard: standard ACH at no extra fee, or same-day on Growth and higher plans. Track every transfer through Scheduled, Processing, Paid, or Error.

“Cleo streamlined all of our vendor payments, so we
close out events and finalize our P&L faster.”

Thatcher Shultz

Full:Life Hospitality

05 / QuickBooks Sync

Two-way QuickBooks sync.

Two-way sync with QuickBooks keeps your books accurate without manual entry. Bills, vendors, GL accounts, and payments, all in lockstep.

“Our books are reconciled by Monday morning.
What used to take a week now takes a weekend.”

Wild Thing

Yoga & Wellness · Miami, FL

06 / Create & Send Invoices

Create and send invoices in seconds.

Generate a unique link or QR code. Embed it on your site or text it directly. Customers pay by bank (ACH) and the funds settle into your account.

“I send an invoice in seconds and the money lands
without me chasing a single client.”

Project 91

Event Production · New York, NY

07 / Shareable Payment Links

Get paid with a single link.

Generate a payment link for any invoice and share it via text, email, or QR code. Customers tap, pay, and you're reconciled: no follow-ups, no copy-pasting bank details.

“One universal platform, so easy even a DJ can use it.
I just text a link and get paid.”

RVLTN Presents

Event Production · Las Vegas, NV

View all features →

Cards

Set a limit on every card.

Give each card a daily limit and choose which merchant categories it works at. A charge outside those rules is declined, and the decline shows in the feed so you know it happened.

See Cleo Pay cards →

Category controls

Pick which merchant categories each card works at. Everything else is declined at the terminal.

46%32%22%

Spent · last 30 days

$8,420

$0$3K$6K$9K$12K

Arthur Taylor ···· 0005

Your limit is $500.00 per month

62% used this month

Restaurants

Most used category

Chipotle

Today, 12:40 PM

$14.35

Sweetgreen

Yesterday, 1:05 PM

$16.20

Blue Bottle

Yesterday, 9:15 AM

$6.75

Cava

Aug 22, 7:20 PM

$18.75

Shake Shack

Aug 21, 8:10 PM

$23.40

Dig

Aug 20, 12:05 PM

$15.90

Chipotle

Today, 12:40 PM

$14.35

Sweetgreen

Yesterday, 1:05 PM

$16.20

Blue Bottle

Yesterday, 9:15 AM

$6.75

Cava

Aug 22, 7:20 PM

$18.75

Shake Shack

Aug 21, 8:10 PM

$23.40

Dig

Aug 20, 12:05 PM

$15.90

Spend over time

$1,180

Last 7 days

Cleo Pay Visa® Commercial cards are powered by Stripe and issued by Celtic Bank.

Built for
operators

“

Cleo has been able to streamline all of our vendor payments, enabling us to close out events and finalize our P&L faster.

Thatcher Shultz

Full:Life Hospitality

See a Demo

See Cleo Pay working
in your business

Pay your vendors and contractors. Get paid by anyone.

Cleo is the modern finance platform built for the way your business operates.

See Cleo in action.

From invoice received to vendor paid

Snap an invoice. Cleo reads, codes, and routes it.

Onboard a vendor with one link.

Right people, right amounts.

Pay vendors by ACH, same day on Growth and up.

Two-way QuickBooks sync.

Create and send invoices in seconds.

Get paid with a single link.

Set a limit on every card.

Category controls

Built for operators

See Cleo Pay working in your business

Schedule a platform walkthrough

From invoice received
to vendor paid

Snap an invoice. Cleo
reads, codes, and routes it.

Built for
operators

See Cleo Pay working
in your business

Schedule a platform
walkthrough