Starter
Billed yearly
For independent operators paying a handful of vendors
- 2 seats
- 20 payments a month
- Charge cards for your team
- Bill pay with AI bill scanning
Product
Accounts PayableAccounts ReceivableNewContractor PayrollNewCleo Pay BalanceBudgetsFeaturesHow It WorksCleo AgentiPhone AppQuickBooks IntegrationNewWatch DemoNewSolutions
HospitalityRestaurantsNewEvents & ProductionsVenuesYoga & Wellness StudiosNewTravel AgenciesCreator AgenciesNewM&A PayoutsNewProduct
Accounts PayableAutomate vendor payments & approvalsAccounts ReceivableNewSend invoices, collect paymentsContractor PayrollNewPay 1099 contractors, collect W-9sCleo Pay BalancePay vendors and fund cards from one balanceBudgetsTrack bills against budgets by event or categoryBy business
HospitalityRestaurants, hotels & barsRestaurantsNewPay food & beverage vendorsEvents & ProductionsClose out events in daysMore
VenuesReconcile faster after eventsYoga & Wellness StudiosNewPay instructors & suppliersTravel AgenciesManage supplier payoutsCreator AgenciesNewOnboard, manage & pay creatorsM&A PayoutsNewDigital paying agent for payoutsCustomer story
Project 91 makes vendors work for them, not the other way around.Read the Project 91 story.
Free tools
Free templatesNewOffer sheets, budgets, settlementsChart of accountsBuilt for restaurants, bars & hotelsOpen a venueBudget, break-even & opening modelLearn
BlogPlaybooks for hospitality financeCompareHow Cleo Pay stacks upFAQCommon questions about CleoLabsExperiments in money and AIDevelopersAPI docs & integration toolsCompany
AboutOur story, mission & teamPartnersRefer clients, earn revenue shareVendor FAQEverything vendors need to knowLatest update
Custom roles & permissions are here.See the latest platform updates from Cleo Pay.
The AI finance department that pays for itself
Every plan includes accounts payable, accounts receivable, charge cards, and approval workflows, with no setup fees.
Growth
Billed yearly
For venues and teams that pay vendors every week
- 5 seats
- 100 payments a month
- AI Finance Manager
- Same-day payments
- Guided migration
Max
Billed yearly
For serious operators running payments at scale
- 15 seats
- 300 payments a month
- API and MCP access
- AI budgeting
Talk to Claude or ChatGPT to manage your payments.
Custom
Let's talk
Built around your volume
For multi-venue groups, entities, and enterprises
- Unlimited seats
- Volume pricing on payments
- Multiple venues and entities
- Custom integrations
Yearly plans are paid upfront. Book a call and we will set up yearly billing for you.
Compare all plans
| Features | Starter | Most popular Growth | For serious operators Max | Custom |
|---|---|---|---|---|
| Usage | ||||
| Payments included / month | 20 | 100 | 300 | Custom volume |
| Additional payment cost | $3 / payment | $2 / payment | $1 / payment | Volume pricing |
| User seats | 2 | 5 | 15 | Unlimited |
| Payments | ||||
| Bill pay and scheduling | Included | Included | Included | Included |
| Receive unlimited payments | Included | Included | Included | Included |
| Create and send invoices | Included | Included | Included | Included |
| Same-day payments | Not included | Included | Included | Included |
| Cards and spend | ||||
| Charge cards for your team | Included | Included | Included | Included |
| AI budgetingBudgets by team, event, or venue that track spend as it happens | Not included | Not included | Included | Included |
| AI | ||||
| AI invoice scanning | Included | Included | Included | Included |
| AI Finance ManagerAsk about bills, vendors, and cash in plain English | Not included | Included | Included | Included |
| Accounts payable | ||||
| Approval workflows | Single step | Multi-step | Multi-step | Custom rules |
| W-9 collection and 1099s | Included | Included | Included | Included |
| QuickBooks sync | Included | Included | Included | Included |
| Multiple venues and entities | Not included | Not included | Not included | Included |
| Developers and agents | ||||
| Cleo Pay API | Not included | Not included | Included | Included |
| MCP serverTalk to Claude or ChatGPT to manage your payments | Not included | Not included | Included | Included |
| Custom integrations | Not included | Not included | Not included | Included |
| Support | ||||
| Support tier | Standard | Priority | Dedicated | Dedicated team |
| Guided migration | Not included | Included | Included | Included |
Usage
Payments included / month100
Additional payment cost$2 / payment
User seats5
Payments
Bill pay and schedulingIncluded
Receive unlimited paymentsIncluded
Create and send invoicesIncluded
Same-day paymentsIncluded
Cards and spend
Charge cards for your teamIncluded
AI budgetingBudgets by team, event, or venue that track spend as it happensNot included
AI
AI invoice scanningIncluded
AI Finance ManagerAsk about bills, vendors, and cash in plain EnglishIncluded
Accounts payable
Approval workflowsMulti-step
W-9 collection and 1099sIncluded
QuickBooks syncIncluded
Multiple venues and entitiesNot included
Developers and agents
Cleo Pay APINot included
MCP serverTalk to Claude or ChatGPT to manage your paymentsNot included
Custom integrationsNot included
Support
Support tierPriority
Guided migrationIncluded
Get Paid Free
Send invoices and receive unlimited payments from Cleo Pay customers. Free forever.
Pricing questions
How does yearly billing work?
Yearly plans are paid upfront and save 20% against monthly billing. Starter is $948 a year, Growth is $2,868, and Max is $4,788.
What counts as a payment?
Each outgoing payment to a vendor or contractor counts as one payment. Incoming payments and invoices you send are unlimited on every plan. Your flat base price scales with your volume, and payments over the monthly allowance are billed per payment at your plan's rate.
Are charge cards included?
Yes. Every plan includes charge cards for your team. Max adds AI budgeting, which sets budgets by team, event, or venue and tracks card and bill spend against them as it happens.
What is the AI Finance Manager?
An assistant inside Cleo Pay that answers questions about your bills, vendors, and cash in plain English. It is included on Growth and Max.
What do API and MCP access on Max do?
Max includes the Cleo Pay API and MCP server. You can connect Claude, ChatGPT, or your own agents to look up bills, manage vendors, and prepare payments from a chat.
Who is the Custom plan for?
Groups that run several venues, entities, or businesses, or that send more payments than Max covers. Custom includes everything in Max plus unlimited seats, volume pricing, custom approval rules, and custom integrations. Book a call and we will build it around how you operate.
Can I change plans later?
Yes. Upgrade or downgrade at any time. There are no setup fees and no long-term contracts on monthly plans.