Introducing the all-new Cleo Pay virtual cards.

Easily add, pause, or remove employee and manager cards. Track all your spend across marketing, distributors, purchases on the go, and online ordering.

A hand holding a Cleo Pay virtual Visa cardVirtual Visa Commercial cardA daily limit on every cardPause or cancel any card, any timeEvery charge in Cleo Pay as it happens

Add, pause, or remove a card.

One card per person, or one card per purpose. You decide, and you can change it later.

Create a card for an employee or a manager. Give it a nickname so you always know what it is for.

CardCardholderSpent this month
MarketingVisa ···· 0005Arthur Taylor$1,240.00
DistributorsVisa ···· 0112Dana Lee$3,860.50
Online orderingVisa ···· 0781Mia Chen$640.00
GM on the goVisa ···· 0340Sam Rivera$212.75
Events & cateringVisa ···· 0926Leo Martins$1,905.20
Controls

Set a limit on every card.

Give each card a daily limit and choose which merchant categories it works at. A charge outside those rules is declined, and the decline shows in the feed so you know it happened.

Category controls

Pick which merchant categories each card works at. Everything else is declined at the terminal.

46%32%22%
Spent · last 30 days
$8,420
$0$3K$6K$9K$12K
Arthur Taylor ···· 0005

Your limit is $500.00 per month

62% used this month

Restaurants
Most used category
Spend over time
$1,180
Last 7 days
Spend

Give every kind of spend its own card.

Name one for a team, a vendor, or a project, and every purchase sorts itself under the right card.

Marketing
Recent activity
Meta Ads
New York · Advertising
$240.00
Figma
San Francisco · Software
$45.00
Notion
San Francisco · Software
$12.00
Slack
San Francisco · Software
$0.00
Over daily limitDeclined
New York · Advertising
$800.00
Expenses

Every charge becomes an expense,
receipt and all.

Cleo Pay turns each authorization into a tidy expense — category, memo, and receipt — reconciled and ready to export to your books.

Expenses
August 2026
Meta AdsAdvertising · Marketing ·· 0005$240.00
FigmaSoftware · Software ·· 1355$45.00
DeltaTravel · Travel ·· 1184$285.50
ChipotleRestaurants · GM on the go ·· 0340$54.35
AWSSoftware · Software ·· 1355$120.00
UberTravel · GM on the go ·· 0340$24.00
Meta Ads
Aug 24, 2026
Campaign spend$220.00
Platform fee$20.00
Total$240.00
Receipt attached
CategoryAdvertising
CardMarketing ·· 0005
CardholderArthur Taylor
MemoQ3 retargeting campaign
StatusNeeds review
Spend by category
Software$805
Travel$726
Restaurants$274
Advertising$400
Questions

Common questions.

Any employee or manager on your team. Create a card for a person or for a purpose, give it a nickname, and set its limit. You can add or remove cards at any time.
Any charge on a paused card is declined right away, and the decline shows in your activity feed. Unpause it whenever you want and the card works again, with the same limit and rules.
Yes. Each card has a daily limit and a set of allowed merchant categories. A charge outside those rules is declined, and the decline is recorded in the feed so you know it happened.
Cards spend from your Cleo Pay balance.
Yes. Every card is a virtual Visa Commercial card, issued by Celtic Bank, and accepted anywhere Visa is.