Onboard contractors with one link. Get 1099-NEC forms prepared from your payments and e-filed with the IRS. Move money bank-to-bank with QuickBooks Online sync. Cleo Pay handles the entire contractor lifecycle in one platform.
From the moment a contractor signs up to the moment their 1099 hits their inbox in January, Cleo Pay handles the entire lifecycle in one platform.
Contractors enter their info, go through IRS TIN matching, and add their bank by signing in to it or by entering their routing and account numbers. No PDFs, no email chains.
1099-NEC forms are prepared from your payments and e-filed with the IRS, and contractors download theirs from their Cleo Pay account.
IRS TIN matching on every contractor. W-9s collected, version-tracked, and stored from the first invite, so tax season is a non-event.
Standard ACH, or same-day on Growth and higher plans, with full accounts payable workflows. Syncs bills, vendors, payments and categories with QuickBooks Online without re-keying a thing.
Your contractors get one link. They create an account, fill out their W-9, link their bank, and they are ready to be paid. No PDFs, no email chains, no chasing W-9s in January.
Camp Cleo LLC wants to streamline payments with you
Every payment you run through Cleo Pay is tagged to a contractor and a filing year. Come January, 1099-NEC forms are prepared from your payments and e-filed with the IRS, and contractors download theirs from their Cleo Pay account.
Three foundations that turn 1099 payroll from a quarterly scramble into a background process.
IRS TIN matching and automatic W-9 collection at onboarding. Catch mismatches before a single dollar moves.
Standard ACH straight from your operating account, or same-day on Growth and higher plans. No extra fee for standard ACH, no prefunding wallets.
1099-NEC forms are prepared from your payments and e-filed with the IRS, and recipients download theirs from their Cleo Pay account.
Cleo Pay syncs bills, vendors, payments and categories with QuickBooks Online, so contractors and payments stay current in your books.
Cleo Pay is built for finance teams who want contractor payments, 1099 compliance, and full AP automation in one platform, not three.
Based on publicly available feature information from competing platforms as of 2026. Features vary by plan.
See how Cleo Pay onboards your contractors, prepares 1099-NEC forms from your payments, and pays directly bank-to-bank. Book a 15-min walkthrough with our team.
