Onboard contractors in under 60 seconds. Automate every 1099 filing. Move money bank-to-bank with QuickBooks and ERP sync. Cleo Pay handles the entire contractor lifecycle in one platform.
From the moment a contractor signs up to the moment their 1099 hits their inbox in January, Cleo Pay handles the entire lifecycle in one platform.
Industry-leading self-service onboarding. Contractors enter their info, verify their TIN, EIN, or SSN, and link a bank via Plaid, all in under a minute. No PDFs, no email chains.
Cleo Pay generates, files, and delivers every 1099 form automatically. Federal e-filings, e-delivery to contractors, and corrections handled for you.
Real-time IRS TIN matching on every contractor. W-9s collected, version-tracked, and securely stored from the first invite, so tax season is a non-event.
Plaid-verified bank accounts, secure ACH rails, and full accounts payable workflows. Sync directly to QuickBooks, NetSuite, Sage Intacct, and other ERPs without re-keying a thing.
Your contractors get one link. They create an account, fill out their W-9, link their bank, and they are ready to be paid. No PDFs, no email chains, no chasing W-9s in January.
Camp Cleo LLC wants to streamline payments with you
Every payment you run through Cleo Pay is tagged to a contractor, a form type, and a filing year. Come January, we generate, file, and e-deliver every 1099, and handle corrections if anything changes.
Three foundations that turn 1099 payroll from a quarterly scramble into a background process.
Real-time IRS TIN matching and automatic W-9 collection at onboarding. Catch mismatches before a single dollar moves.
Plaid-verified ACH straight from your operating account. Zero per-transaction fees, no prefunding wallets.
Federal filings, e-delivery to recipients, and automatic corrections when numbers change.
Cleo Pay connects directly to QuickBooks, NetSuite, Sage Intacct, Xero, and the ERPs your finance team already lives in. Two-way sync keeps contractors, payments, and 1099 totals accurate in real time.
Cleo Pay is built for finance teams who want contractor payments, 1099 compliance, and full AP automation in one platform, not three.
Based on publicly available feature information from competing platforms as of 2026. Features vary by plan.
See how Cleo Pay onboards your contractors in under 60 seconds, automates every 1099 filing, and pays directly bank-to-bank. Book a 15-min walkthrough with our team.