Browse help topics
Topics
For vendors and contractors
For businesses using Cleo Pay
- Getting startedOpening your account, verifying your business and inviting your team.5 articles
- Bank accounts and balanceConnecting the bank you pay from, your Cleo Pay balance, and reconnecting a bank.6 articles
- Bills and approvalsGetting bills in by upload, email or import, adding vendors, and approvals.8 articles
- Paying vendorsPaying one bill or many, scheduling and cancelling payments.4 articles
- Payment timing and problemsHow long payments take, what each status means, and held, failed or returned payments.5 articles
- Invoices and getting paidSending invoices to your customers and how they pay you.3 articles
- QuickBooks OnlineConnecting QuickBooks Online, what syncs, and fixing sync errors.4 articles
- W-9sCollecting W-9s from your vendors and where to find them.1 article
- Account, plan and supportYour login, your plan and seats, more than one business, and how to reach us.5 articles
FAQs
Your payment is waiting: finish setting up to get it
If a business paid you through Cleo Pay and the money hasn't arrived, it's almost always waiting for you to finish signing up or add a bank account. Sign in at app.cleo-pay.com, finish the remaining steps, and the payment is released on its own.
Read the full answerHow long do Cleo Pay payments take?
Most Cleo Pay payments reach the vendor in about 2 business days: 1 to 2 business days from your Cleo Pay balance, or 2 to 3 business days from your linked bank.
Read the full answerWhen will my payment arrive?
The email Cleo Pay sends when a business pays you has the arrival time in its subject line. It's usually 1 to 3 business days. A second email tells you when the payment was sent to your bank and the date your bank should credit it.
Read the full answerSomeone paid you through Cleo Pay: what to do
A business you work with sent you money through Cleo Pay. Open the email from Cleo Pay, click Claim Your Payment, add your tax details and your bank account. It's free to get paid.
Read the full answerHow to reconnect your bank account
If Cleo Pay asks you to reconnect your bank, sign in at app.cleo-pay.com, go to Settings, then Bank Accounts, and click Reconnect Bank Account. Then sign in to your bank again.
Read the full answerWhy is my payment held?
A payment is held when the vendor hasn't accepted your invitation yet or has no bank account Cleo Pay can pay. The money waits safely in Cleo Pay and is released to the vendor automatically once they finish.
Read the full answerWhy did my payment fail?
A payment fails when a bank refuses it, for example because there wasn't enough money in the account or the account is closed. Open the bill to see the reason, fix it, then click Retry Payment.
Read the full answerWhy are payments turned off on my account?
Every new Cleo Pay account starts with payments off. Finish setup, wait for your business to be verified, then click Book a call and talk to our team for a few minutes. We turn payments on after the call.
Read the full answerHow to add your bank account to get paid
Click Add Bank Account, type the account holder name, account type, routing number and account number, check them on the review screen, then click Save bank account. It's ready to receive payments right away.
Read the full answerCan I change the email I use to sign in to Cleo Pay?
Not from inside the app. Edit profile only changes your name, phone number and photo. To change your login email, email support@cleo-pay.com from your current address. A business admin can also invite your new address to the team.
Read the full answerHow to connect QuickBooks Online to Cleo Pay
An admin can connect QuickBooks Online in Cleo Pay under Accounting, then Integrations: click Connect and sign in to QuickBooks. Cleo Pay then pulls in your vendors, accounts and classes, and can send bills back to QuickBooks.
Read the full answerIs Cleo Pay the same as the Cleo AI app?
No. Cleo Pay is a payments platform for businesses, made by Cleo Financial Inc. It is not the Cleo AI personal budgeting and cash advance app, and we cannot see or change Cleo AI accounts.
Read the full answerStill need help?
Send us a message and a person on the Cleo Pay team will reply by email.
Thinking about signing up? See the buyer FAQ. Building on the Cleo Pay API? See the developer docs. Using an AI agent? The whole Help Center is at /help/llms.txt, and every article has a Markdown copy at its URL plus .md.