Bank linked.
In seconds.
Vendors connect their bank through Plaid's secure OAuth flow and are verified instantly. Credentials never touch Cleo Pay's servers. Works with thousands of US banks and credit unions.
Plaid Link integration
Vendors authenticate with their bank through Plaid's trusted, secure UI in seconds.
OAuth security
Credentials never touch Cleo Pay's servers. Authentication happens directly with the bank.
Micro-deposit fallback
Banks that require additional verification use Dwolla micro-deposits to confirm ownership.
How it works
Bank linked in 3 steps
Tap Connect Bank Account. Plaid Link opens with your bank's login screen.
Authenticate with your bank using OAuth or credentials. Plaid verifies the account.
Your bank account is registered and ready for ACH transfers immediately.
View, manage, and add accounts anytime.
Connected bank accounts are listed in Settings with institution name, last four digits, account type, and verification status. Add additional accounts or remove old ones at any time.
Connect your bank- Institution name and last 4 digits displayed for each account
- Status badges: Active, Verified, Pending Verification, Removed
- Connect multiple bank accounts from a single screen
- Micro-deposit verification for banks that require it
Why it matters
Bank-grade security
Plaid is trusted by thousands of financial apps. Your credentials never pass through Cleo Pay.
Thousands of banks
Works with major national banks, regional banks, and credit unions across the US.
Instant verification
Most banks verify instantly through OAuth. No waiting for test deposits.
Link your bank in under a minute.
Secure, instant, and trusted by millions of businesses.
Get started free