
Trusted by over 3000+ Vendors & Businesses
Trusted by over 3000+ Vendors & Businesses
A smarter, reliable way to manage vendor payments.
A smarter, reliable way to manage vendor payments.
A smarter, reliable way to manage vendor payments.
From invoices to ACH payments and 1099s, Cleo Pay automates your AP process with full visibility and control.
From invoices to ACH payments and 1099s, Cleo Pay automates your AP process with full visibility and control.
From invoices to ACH payments and 1099s, Cleo Pay automates your AP process with full visibility and control.
Trusted & Loved by Over
3000+ Businesses & Vendors
Trusted & Loved by Over
3000+ Businesses & Vendors
CleoPay
Built for Hospitality. Trusted by Hospitality.
Built for Hospitality. Trusted by Hospitality.
Main Features
Same Day ACH & Payment Tracking
See who got paid, what’s pending, and what needs approval. Cleo Pay sends payments & tracks everything in one simple view that replaces your messy spreadsheets.
Smart Contractor Onboarding
Vendors join with one link. No spreadsheets, no back-and-forth emails. Cleo collects all the paperwork and payment details so you don’t have to
Approval Workflows that Work
Need a GM or finance lead to review? Set up one-click approval flows that keep your team in sync without slowing things down.
AI Invoice Automation
Cleo leverages AI to import, scan and automate all of your invoices across vendors. Turn paper invoices into digital line by line transactions & giving you real insight into all of your expenses.
QuickBooks Integration
Seamlessly sync with your accounting software for automated bookkeeping and reconciliation.
Cleo Pay vs. Competitors
Feature
Built For
ACH Payment Speed
Per-Transaction Fees
QuickBooks Integration
1099 Compliance
Vendor Onboarding
Invoice Processing
Setup Time
CleoPay
Hospitality, venues, events & restaurants
Instant — under 15 minutes to start paying vendors
$0 per payment
Native integration with AI category matching & vendor sync
Automated W-9 collection, TIN verification & filing
Self-service portal — one link, vendors do the rest
AI-powered scanning & line-item extraction
Instant — under 15 minutes to start paying vendors
Bill.com
General SMB & mid-market companies
4–5 days standard (vendors pay extra for faster)
$0.59 per ACH transaction
Basic sync with manual category mapping
Basic 1099 support, additional setup required
Manual vendor setup by your team
OCR with manual review
Weeks to months for full implementation
Cleo Pay vs. Competitors
Feature
Built For
ACH Payment Speed
Per-Transaction Fees
QuickBooks Integration
1099 Compliance
Vendor Onboarding
Invoice Processing
Setup Time
CleoPay
Hospitality, venues, events & restaurants
Instant — under 15 minutes to start paying vendors
$0 per payment
Native integration with AI category matching & vendor sync
Automated W-9 collection, TIN verification & filing
Self-service portal — one link, vendors do the rest
AI-powered scanning & line-item extraction
Instant — under 15 minutes to start paying vendors
Bill.com
General SMB & mid-market companies
4–5 days standard (vendors pay extra for faster)
$0.59 per ACH transaction
Basic sync with manual category mapping
Basic 1099 support, additional setup required
Manual vendor setup by your team
OCR with manual review
Weeks to months for full implementation
Cleo Pay vs. Competitors
Feature
Built For
ACH Payment Speed
Per-Transaction Fees
QuickBooks Integration
1099 Compliance
Vendor Onboarding
Invoice Processing
Setup Time
CleoPay
Hospitality, venues, events & restaurants
Instant — under 15 minutes to start paying vendors
$0 per payment
Native integration with AI category matching & vendor sync
Automated W-9 collection, TIN verification & filing
Self-service portal — one link, vendors do the rest
AI-powered scanning & line-item extraction
Instant — under 15 minutes to start paying vendors
Bill.com
General SMB & mid-market companies
4–5 days standard (vendors pay extra for faster)
$0.59 per ACH transaction
Basic sync with manual category mapping
Basic 1099 support, additional setup required
Manual vendor setup by your team
OCR with manual review
Weeks to months for full implementation
CleoPay
Hospitality, venues, events & restaurants
Instant — under 15 minutes to start paying vendors
$0 per payment
Native integration with AI category matching & vendor sync
Automated W-9 collection, TIN verification & filing
Self-service portal — one link, vendors do the rest
AI-powered scanning & line-item extraction
Instant — under 15 minutes to start paying vendors
Bill.com
General SMB & mid-market companies
4–5 days standard (vendors pay extra for faster)
$0.59 per ACH transaction
Basic sync with manual category mapping
Basic 1099 support, additional setup required
Manual vendor setup by your team
OCR with manual review
Weeks to months for full implementation
CleoPay
Hospitality, venues, events & restaurants
Instant — under 15 minutes to start paying vendors
$0 per payment
Native integration with AI category matching & vendor sync
Automated W-9 collection, TIN verification & filing
Self-service portal — one link, vendors do the rest
AI-powered scanning & line-item extraction
Instant — under 15 minutes to start paying vendors
Bill.com
General SMB & mid-market companies
4–5 days standard (vendors pay extra for faster)
$0.59 per ACH transaction
Basic sync with manual category mapping
Basic 1099 support, additional setup required
Manual vendor setup by your team
OCR with manual review
Weeks to months for full implementation
CleoPay
Hospitality, venues, events & restaurants
Instant — under 15 minutes to start paying vendors
$0 per payment
Native integration with AI category matching & vendor sync
Automated W-9 collection, TIN verification & filing
Self-service portal — one link, vendors do the rest
AI-powered scanning & line-item extraction
Instant — under 15 minutes to start paying vendors
Bill.com
General SMB & mid-market companies
4–5 days standard (vendors pay extra for faster)
$0.59 per ACH transaction
Basic sync with manual category mapping
Basic 1099 support, additional setup required
Manual vendor setup by your team
OCR with manual review
Weeks to months for full implementation
Cleo Pay vs. Competitors
Feature
Built For
ACH Payment Speed
Per-Transaction Fees
QuickBooks Integration
1099 Compliance
Vendor Onboarding
Invoice Processing
Setup Time
CleoPay
Hospitality, venues, events & restaurants
Instant — under 15 minutes to start paying vendors
$0 per payment
Native integration with AI category matching & vendor sync
Automated W-9 collection, TIN verification & filing
Self-service portal — one link, vendors do the rest
AI-powered scanning & line-item extraction
Instant — under 15 minutes to start paying vendors
Bill.com
General SMB & mid-market companies
4–5 days standard (vendors pay extra for faster)
$0.59 per ACH transaction
Basic sync with manual category mapping
Basic 1099 support, additional setup required
Manual vendor setup by your team
OCR with manual review
Weeks to months for full implementation
Comparison based on publicly available information as of November 2025.
Comparison based on publicly available information as of November 2025.
Comparison based on publicly available information as of November 2025.
Manage everything in one place
Manage everything in one place
Dashboard View
Viewing Invoices
Approval Workflow
Insights
Dashboard Insights
The Cleo Pay dashboard gives you a full overview of upcoming and due payables, keeping your entire team aligned on what's owed and what's been paid. Quickly sort by vendor or status to find exactly what you need.
Dashboard View
The Cleo Pay dashboard gives you a full overview of upcoming and due payables, keeping your entire team aligned on what's owed and what's been paid. Quickly sort by vendor or status to find exactly what you need.


Viewing Invoices
Dive into any invoice to see all the details at a glance — attachments, custom fields, linked accounting integrations, and more. Track the full history of each invoice from submission through payment, so you always know exactly where things stand.
Dive into any invoice to see all the details at a glance — attachments, custom fields, linked accounting integrations, and more. Track the full history of each invoice from submission through payment, so you always know exactly where things stand.


Approval Workflows
Empower your team to process invoices and onboard the vendors they manage, while giving finance and leadership full oversight across the organization. Set up multi-step approvals, delegate by department or spend threshold, and ensure nothing gets paid without the right sign-off.


Insights
Get real-time visibility into your entire AP workflow:
How many invoices are coming due
Who you're paying
Where your money is going


See How Much Time You Can Save With Automation
Adjust the slider below to discover how many hours per year your team can reclaim by automating Accounts Payable.
468
/Hours
Annually
Annually
27 weekly
Invoices
1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate

1/3
With CleoPay, we save more than 10 hours a week, reduce costs, and create better workflows across the team."

Thatcher Shultz, Full:Life Hospitality

2/3
“CleoPay replaced a messy, manual invoicing process with a clean approval flow."

Matt Newman, CEO at Summer Club NYC

3/3
“With Cleopay, I can send 50+ commission payments in seconds, without wires, bank delays, or W-9 headaches."

Iron Gate Business Advisors, CFO at Iron Gate




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your Payments?
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your Payments?
Ready to upgrade
your Payments?
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Want to learn more about what we offer?
Want to learn more about what we offer?
Cleo
Pay
Building the feature of B2B Payments
Building the feature of B2B Payments
Building the feature of B2B Payments
Product
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